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Bring the crypto you already own.
Your own address for each coin. Funds land when the network confirms.
New 200 founding spots in Canada
Spend it.
Spend it.
Grow it.
One account, two wallets. Move crypto like cash with instant transfers, and let idle stablecoins grow in 30-day pools.
Licensed in Canada$0 transfers2-min sign up
How it works
Four taps. That's the app.
Deposit, convert, send, earn. Built to feel as easy as your messages app.
0.0498 BTC → 3,358.20 USDC Locked
Turn it into dollars at a locked price.
See the exact amount first, then confirm.
dinner was 🔥sent you $40 ⚡
Pay like you text.
By @handle or email, 24/7.
Put idle dollars to work for a month.
Interest grows daily and comes home to Spend on day 30, automatically.
Earn pools
Pick your pool.
Bigger ticket, better rate. Every pool is a fixed 30 days and closes when it's full.
Starter
Open5% APR
For first-time savers. Small tickets, steady yield.
Term30 days
AssetUSDC
Growth
Most popular7% APR
Mid-size tickets with a higher rate.
Term30 days
AssetUSDC
Prime
Limited9% APR
Large tickets, our best rate.
Term30 days
AssetUSDC
If you put in
$5,000
You'd get back on day 30
$5,028.77
+ $28.77 interest 🌱
Illustrative rate. Capital at risk.
Safety
Friendly, not flimsy.
Soft on the outside, regulated and reconciled on the inside.
Licensed in Canada
Identity checks and reporting under Canadian anti-money-laundering rules.
Segregated custody
Your money is kept apart from ours, with a regulated custodian.
Interest set aside
Your 30-day interest is reserved before your deposit is accepted.
Guarded withdrawals
2FA, address screening and human review on big moves.
Help
Straight answers.
What's the difference between Spend and Earn?
Spend is everyday money: hold, convert, send and withdraw any time. Earn holds money in a 30-day pool. It earns interest and stays locked until the term ends.
Where does the interest come from?
From a reserve Orvane funds before each pool opens. Your full interest is set aside when you invest, never paid from other clients' deposits.
Can I leave a pool early?
Pools are fixed 30-day terms and most don't allow early exit. Where one does, you get your principal back and give up the interest.
Which coins can I use?
Bitcoin, Ether, USDC and USDT. Convert BTC or ETH into USDC or USDT. Earn pools currently hold USDC.
Who can sign up?
Canadian residents aged 18 or over with valid photo ID. Verification takes about two minutes.
200 spots.
Save yours.
Founding members get early access to every new pool and a direct line to the team while we build.